Does my company need Defense Base Act Coverage?
All US Government contractors and subcontractors must have workers' compensation coverage for their employees working overseas. Statute
Defense Base Act, 42 U.S.C. §§ 1651-54 and the Longshore and Harbor Workers' Compensation Act, 33 U.S.C. §§ 901-50 are the related statutes.
The Defense Base Act covers the following activities of employment: - "Working on public work contracts with any US Government agency, including
construction and service contracts in connection with national defense or with war activities outside the United States." Also, when working on contracts under the US Foreign Assistance Act, working as a private contractor for the Armed Forces or the USO. Also, included is doing work for
private employers on US military bases or on any lands used the the US Military for military purposes outside the USA, including those in the U.S. Territories and possessions.
Most companies have experienced or have been through an audit of their State Act Worker's Compensation or USL&H insurance.
Usually, companies end up paying more after the audit.
Did you know that you can AUDIT the insurance company? Yes, we help our clients AUDIT THEIR insurance company. Since insurance is so complicated, LongshoremanInsurance.com almost ALWAYS finds errors and overcharges. We can probably help your company too.
Have you ever thought about keeping most all the money you pay for insurance?
You can, and we help set it up. There are so many advantages to this type of program. LongshoremanInsurance.com uses this strategy to save one of our clients over 63% every month on their USL&H or Longshoreman Insurance. We might be able to do something similar for you.
USL&H -Longshoreman's Insurance -What is it? What is the Longshore and Harbor Workers Act?
Defense Base Act - Do I need this coverage?
Originally formed in 1980, we are dedicated to providing the time necessary to help our clients, in analyzing, understanding, their marine risk's and exposures individually. Our capabilities enable us to handle any risk, despite size or complexity, while retaining that personal touch that is so essential to the insurance industry.
The principal operation of Longshoreman Insurance is to offer "solutions" combined with service. By working with a team of professionals, we ensure long-term commitments and solutions with stable and responsive markets.
Corporate Offices: Old National Insurance; 806 Hwy 78 West;
Jasper, AL 35501
Office Hours: 9 AM to 4:30 PM Central Time
After Hours Phone 205-275-5005
For more information about Longshoreman Insurance, go to our blog. Click Here
Do I really need Longshoreman Insurance if I am a bookkeeper? What about an artisan contractor replacing tile in a cruise ship bathroom? A roofer fixing a roof on a marina storage building? For answers to these questions see our FAQ link above.
Every day we answer questions about Longshoreman Insurance and marine coverages like, "What is USLH or Longshoreman Insurance?" " What is Jones Act Insurance" "What is the difference between Jones Act and Longshoreman Insurance?" "Is it not all the same?"
Longshoreman Insurance is a required insurance coverage for many contractors and workers that work in and around a body of water. The Longshore and Harbor Worker's Compensation Act (LHWCA) was passed by Congress in 1927 and protects over 678,000 workers who may be injured or have an employment-related injury or occupational disease on navigable waters of the United States of America, or in adjoining areas. Longshoreman Insurance is the federal type of workers compensation insurance. It is usually more expensive due to the nature of the work. Contractors and Staffing Agencies should not release a legal binding bid without first checking our how much Longshoreman Insurance and other marine insurance coverages such as Marine Employers Liability, Marine General Liability and Jones Act Insurance (among other potential coverages) will cost you.
An authoritative link to information concerning USL&H or Longshoreman Insurance and as to whether or not your business will need USL&H Insurance is to be found at the US Department of Labor located here:
The Department of Labor allows very few exclusions to the requirement:
The LHWCA also excludes the following individuals if they are covered by a state workers' compensation law:
Longshoreman Insurance .com provides solutions for staffing/PEO companies, marine contractors, marine staffing companies and other marine businesses.
Email or call us 844-667-6640 during our office hours from 9 AM to 4:30 PM Central Standard time, Monday through Friday. Our after hours number is 205-275-5005.
Check our Articles and FAQ sections for more information.
We offer the unique combination of competitive, comprehensive coverage with the knowledge and dedication to structure the programs.
www.oceaninsurance-us.comis a related company For more information please click on the link above.
Do you know the 7 Secrets of Paying the lowest Longshoreman Insurance Premiums?
12. Oil Pollution Liability Act
13. Marine Builders Risk 14. Shipyards
15. Docks and Piers
16. Marine Contractors Package
17. Marine Concessionaires
18. Charter Excursion Casinos
19. Protection & Indemnity
20. Defense Base Act Coverage
In California, Old National Insurance Incorporated, (longshoremaninsurance.com) does business as Longshore and Marine Insurance Agency.
1. Longshoreman Insurance (USL&H)
2. Jones Act Coverage (The Merchant Marine Act)
3. Marine Employers Liability (MEL)
4. State Act Workers Compensation
7. DBA (Defense Base Act)
8. Marine General Liability
9. Umbrellas / Bumbershoots
10. Boat Dealers Package
11. Loss of Hire (Business Income)