We offer the unique combination of competitive, comprehensive coverage with the knowledge and dedication to structure the programs.

www.oceaninsurance-us.comis one of our a related companies. For more information please click on the link above.
Do you know the 7 Secrets of Paying the lowest Longshoreman Insurance Premiums?

Call us at 844-667-6640 during office hours or 205-275-5005 after hours for a consultation on your Longshoreman Insurance.  A text to 205-275-5005 will also get you a response.

Phone 844-667-6640 

We represent the top marine specialty insurance companies throughout the United States, London, and other markets worldwide with Marine Workers Compensation, Brown Water Commercial Vessel, Marine Industries Liability, Dredging Contractors, Shipyards, Blue Water Vessels and more.

Originally formed in 1980, we are dedicated to providing the time necessary to help our clients, in analyzing, understanding, their marine risk's and exposures individually. Our capabilities enable us to handle any risk, despite size or complexity, while retaining that personal touch that is so essential to the insurance industry. 

The principal operation of Longshoreman Insurance is to offer "solutions" combined with service. By working with a team of professionals, we ensure long-term commitments and solutions with stable and responsive markets.

Corporate Offices: Old National Insurance Incorporated; 806 Hwy 78 West; Jasper, AL  35501
Office Hours: 9 AM to 4:30 PM Central Time

After Hours Phone 205-275-5005

For more information about Longshoreman Insurance, go to our blog.  Click Here

Do I really need Longshoreman Insurance if I am a bookkeeper?  What about an artisan contractor replacing tile in a cruise ship bathroom?  A roofer fixing a roof on a marina storage building?  For answers to these questions see our FAQ link above.

Here's a Secret...

Have you ever thought about keeping most all the money you pay for insurance?          

You can, and we help set it up. There are so many advantages to this type of program. uses this strategy to save one of our clients over 63% every month on their USL&H or Longshoreman Insurance. We might be able to do something similar for you. 

Longshoreman Insurance

See our YouTube Video Here:

USL&H -Longshoreman's Insurance -What is it? How much does Longshoreman Insurance Cost?  What is the Longshore and Harbor Workers Act? 

Defense Base Act - Do I need this coverage?

Does my company need Defense Base Act Coverage?  

All US Government contractors and subcontractors must have workers' compensation coverage for their employees working overseas.  Statute

Defense Base Act, 42 U.S.C. §§ 1651-54 and the Longshore and Harbor Workers' Compensation Act, 33 U.S.C. §§ 901-50 are the related statutes.

The Defense Base Act covers the following activities of employment: - "Working on public work contracts with any US Government agency, including

construction and service contracts in connection with national defense or with war activities outside the United States."  Also, when working on contracts under the US Foreign Assistance Act, working as a private contractor for the Armed Forces or the USO.  Also, included is doing work for

private employers on US military bases or on any lands used the the US Military for military purposes outside the USA, including those in the U.S. Territories and possessions. 

12. Oil Pollution Liability Act 
13. Marine Builders Risk 14. Shipyards 
15. Docks and Piers 
16. Marine Contractors Package 
17. Marine Concessionaires 
18. Charter Excursion Casinos
19. Protection & Indemnity 

20. Defense Base Act Coverage

In California, Old National Insurance Incorporated, ( does business as Longshore and Marine Insurance Agency.

Do you need any of the following maritime insurance policies?

1. Longshoreman Insurance (USL&H) or Longshoreman Insurance Florida
2. Jones Act Coverage (The Merchant Marine Act)
3. Marine Employers Liability (MEL) 
4. State Act Workers Compensation 
5. International 
6. Hull/Equipment 
7. DBA (Defense Base Act)
8. Marine General Liability 
9. Umbrellas / Bumbershoots 
10. Boat Dealers Package 
11. Loss of Hire (Business Income) 

Longshoreman Insurance

Every day we answer questions about Longshoreman Insurance and marine coverages like, "What is USLH or Longshoreman Insurance?"  " What is Jones Act Insurance"  "What is the difference between Jones Act and Longshoreman Insurance?"  "Is it not all the same?"

Longshoreman Insurance is a required insurance coverage for many contractors and workers that work in and around a body of water.  The Longshore and Harbor Worker's Compensation Act (LHWCA) was passed by Congress in 1927 and protects over 679,000 workers who may be injured or have an employment-related injury or occupational disease on navigable waters of the United States of America, or in adjoining areas.  Longshoreman Insurance is the federal type of workers compensation insurance. It is usually more expensive due to the nature of the work. Contractors and Staffing Agencies should not release a legal binding bid without first checking our how much Longshoreman Insurance and other marine insurance coverages such as Marine Employers Liability, Marine General Liability and Jones Act Insurance (among other potential coverages) will cost you.  Whether you need Longshoreman Insurance or need to know what Longshoreman Insurance will cost you in Florida, California, or anywhere from coast to coast in the USA, can help.

An authoritative link to information concerning USL&H or Longshoreman Insurance and as to whether or not your business will need USL&H Insurance is to be found at the US Department of Labor located here:

We quote the US Department of Labor here below:

The Department of Labor allows very few exclusions to the requirement:

  • Seamen (masters or members of a crew of any vessel);
  • Employees of the United States government or of any state or foreign government;

The LHWCA also excludes the following individuals if they are covered by a state workers' compensation law:

  • Individuals employed exclusively to perform office clerical, secretarial, security, or data processing work;
  • Individuals employed by a club, camp, recreational operation, restaurant, museum, or retail outlet;
  • Individuals employed by a marina and who are not engaged in construction, replacement, or expansion of such marina (except for routine maintenance);
  • Individuals who (A) are employed by suppliers, transporters, or vendors, (B) are temporarily doing business on the premises of a maritime employer, and (C) are not engaged in work normally performed by employees of that employer covered under the Act;
  • Aquaculture workers;
  • Individuals employed to build any recreational vessel under sixty-five feet in length, or to repair any recreational vessel, or to dismantle any part of a recreational vessel in connection with the repair of such vessel;
  • Small vessel workers if exempt by certification of the Secretary of Labor under certain conditions.

Longshoreman Insurance .com provides solutions for staffing/PEO companies, marine contractors, marine staffing companies and other marine businesses. 

Email us at or text or call us at 205-275-5005.  

Check our Articles and FAQ sections for more information.  

Here's Another Secret...

Most companies have experienced or have been through an audit of their State Act Worker's Compensation or USL&H insurance.

Usually, companies end up paying more after the audit. 

Did you know that you can AUDIT the insurance company?  Yes, we help our clients AUDIT THEIR insurance company. Since insurance is so complicated, almost ALWAYS finds errors and overcharges.  We can probably ​help your company too.  

Longshore Insurance