Longshoreman Insurance   205-221-5466  
Old National   Insurance

HOTLINE  205-221-5466
Get your questions answered live by our USL&H expert.

  Who is LongshoremanInsurance.com? 
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Do you need any of the following maritime policies?

1. Longshoreman Insurance (USL&H)
2. Jones Act Coverage (The Merchant Marine Act)
3. Marine Employers Liability

 (MEL) 4. State Act Workers Compensation 5. International 6. Hull/Equipment 7. Protection & Indemnity 8. Marine General Liability 9. Umbrellas / Bumbershoots 10. Boat Dealers Package 11. Loss of Hire (Business Income) 12. Oil Pollution Liability Act 13. Marine Builders Risk 14. Shipyards 15. Docks and Piers 16. Marine Contractors Package 17. Marine Concessionaires 18. Charter Excursion Casinos CAPTIVE INSURANCE COMPANY- have you considered a "CAPTIVE INSURANCE COMPANY" for your company? Call us and ask how we saved one company around $97,000 per MONTH on their USL&H or Longshoreman Insurance.

Every day we answers questions about marine coverages like, "What is USLH or Longshoreman Insurance?"  " What is Jones Act Insurance"  "What is the difference between Jones Act and Longshoreman Insurance?"  "Is it not all the same?"

Longshoreman Insurance is a required insurance coverage for many contractors and workers that work in and around a body of water.  The Longshore and Harbor Worker's Compensation Act (LHWCA) was passed by Congress and protects over 678,000 workers who may be injured or have an employment related injury or occupational disease on navigable waters of the United States of America, or in adjoining areas.  Longshoreman Insurance is the federal from of workers compensation insurance and is usually more expensive due to the nature of the work. Contractors and Staffing Agencies should not release a legal binding bid without first checking our how much Longshoreman Insurance and other marine insurance coverages such as Marine Employers Liability, Marine General Liability and Jones Act Insurance (among other potential coverages) will cost you.

An authoritative link to information concerning USL&H or Longshoreman Insurance and as to whether or not your business will need USL&H Insurance is to be found at the US Department of Labor located here:


We quote the US Department of Labor here below:

"You do not require insurance for your employees if they fall under the following exclusions:

  • Seamen (masters or members of a crew of any vessel);
  • Employees of the United States government or of any state or foreign government;

The LHWCA also excludes the following individuals if they are covered by a state workers' compensation law:

  • Individuals employed exclusively to perform office clerical, secretarial, security, or data processing work;
  • Individuals employed by a club, camp, recreational operation, restaurant, museum, or retail outlet;
  • Individuals employed by a marina and who are not engaged in construction, replacement, or expansion of such marina (except for routine maintenance);
  • Individuals who (A) are employed by suppliers, transporters, or vendors, (B) are temporarily doing business on the premises of a maritime employer, and (C) are not engaged in work normally performed by employees of that employer covered under the Act;
  • Aquaculture workers;
  • Individuals employed to build any recreational vessel under sixty-five feet in length, or to repair any recreational vessel, or to dismantle any part of a recreational vessel in connection with the repair of such vessel;
  • Small vessel workers if exempt by certification of the Secretary of Labor under certain conditions.

The Harris Agency of Old National Insurance provides solutions for marine contractors, marine staffing companies and other marine risks across the USA.  Also check our Articles and FAQ sections for more information.  Email or call us 205-221-5466 during our office hours from 9AM to 4 PM Central Standard time, Monday to Friday.  Our after hours number is 205-275-5005.
Longshoreman Insurance (Old National Insurance) is an insurance retailer and wholesaler specializing in all lines of commercial marine insurance, Marine Contractors Insurance, Tugboat Insurance USL&H and other select classes of business. Operating throughout the United States, we bring a unique understanding and ability to deal in the domestic, London, and international marketplace through our connections in the industry. In addition to our Lloyds of London connections, we recently picked up a new marine insurance company that is approved by the US Department of Labor to write USL&H or Longshoreman Insurance in all 50 States of the United States of America.

Originally formed in 1980, we are dedicated to providing the time necessary to help our clients, in analyzing, understanding, their marine risks and exposures individually. Our capabilities enable us to handle any risk, despite size or complexity, while retaining that personal touch that is so essential to the insurance industry.

Our commitment to the long-term mutual success of Longshoreman Insurance and all of our clients is continuously demonstrated by our quality service in providing detailed quotations and timely policy delivery.

The principal operation of Longshoreman Insurance is to offer "solutions" combined with service. By matching professionals with professionals, we ensure long term commitments and solutions with stable and responsive markets.
Corporate Offices: Old National Insurance; 806 Hwy 78 West; Jasper, AL  35501
Office Hours: 9AM to 4PM Central Time
For more information about Longshoreman Insurance, go to our blog.  Click Here


Do I really need Longshoreman Insurance if I am a bookkeeper?  What about an artisan contractor replacing tile in a cruise ship bathroom?  A roofer fixing a roof on a marina storage building?  For answers to these questions see our FAQ link above.
Our Flagship division is specialist Insurance  for commercial marine insurance.
Phone 205-221-5466
We represent the top marine specialty insurance companies throughout the United States, in London, and other markets worldwide with Marine Workers Compensation, Brown Water Commercial Vessel, Marine Industries Liability, Dredging Contractors, Shipyards, Blue Water Vessels and many more.

We offer the unique combination of competitive, comprehensive coverage with the knowledge and dedication to structure the proper coverage program and explain it to the insured.
www.oceaninsurance-us.com is a related company For more information please click on the link above.
Do you know the 7 Secrets of Paying the lowest Longshoreman Insurance Premiums?
Call us at 205-221-5466 for a consultation on your Longshoreman Insurance.
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